Cephalad started operation in January 2016, and was officially registered by Lagos State in April 2017. Registered in April 2017 under the Cooperative Societies Law, Cap C15, laws of Lagos state of Nigeria, 2003.

Cephalad offers quality financial services to grass root individual through a unified common aspiration to promote Co-Operative principles. Through Co-Operative Spirit and unity achieving Self-help, Self-Reliance and Economic Strength for its members. we have come in such a time as these bridging the gap between the bank and the unbanked, we have come to relate with people at the grass root level with the introduction of our community life style change, making them financially independent, giving them access to loans

OUR VISION

We are a membership organization, advancing the economic interest of members and encouraging thrift; and promoting co-operation, mutual help and life-style changes; together leading to “A MORE PROGRESSIVE COMMUNITY

OUR MISSION

To build a strong and viable Co-operative, unified by a common aspiration to promote Co-operative Principles. Through the Co-operative Spirit we shall achieve self-help, self-reliance, economic strength, and unity