a reliable & dependable partner

Lease Finance  |  Loans  |  Savings Scheme  |  Thrift  |  Home Ownership  |  Educational Loan  |  Skills Acquisition  

A Lot of People Lack Access to CASH for Business and Personal use.

A Lot also Lack Access to Opportunities that will enable them Better their lot in Life

A Lot also Lack Access to the Good things of Life that make Life more Comfortable

We’re on a Mission to CHANGE all that. And here’s how.

lease finance

home ownership

savings scheme

skills acquisition

easy life sales

educational loan

Frequently Asked Questions

Fill an application form with a token of N3, 000 for group and N5, 000 for individual. Click HERE to fill the form.

48hrs subject to availability of funds

Members first, then non members


Open to all

No charges is applicable for Thermocool products except application form of N3,000 while charges applies to other products

Yes delivery is optional and the cost is carried by the lessee


Weekly statements will be sent to you

6 months or 9 months respectively

Yes, family member plus additional non family member.

Join 5000+ Businesses, Families and Individuals that are being supported by Cephalad Cooperative

And we’re not done yet.

Meet Our Management Team

Njideka Isaac-Akhigbe

Njideka Isaac-Akhigbe

Managing Partner/CEO

She graduated from University of Benin and Ambrose Alli University, Ekpoma, and obtained MBA from the university of South wales United Kingdom. She is a Member of Chartered institute of Bankers of Nigeria. She has a varied relevant experience in investment analysis, Assets and Wealth management, and debt instrument. She has worked in various organizations like Omega savings and Loans, Fidelity Bank plc. Hopewell Maritime Company, Standard Chartered Bank and Financial Derivative Company, Limited.

Fidel Ikechukwu Ossai

Fidel Ikechukwu Ossai

Chief Operating Officer

He is graduate of accounting from Lagos State University, he obtained his MBA from Imo State University, and he is an associate in Chartered institute of administration (ACIA). He is a Chartered member of chartered institute of Bankers of Nigeria (CIBN). He is an associate in Chartered institute of accounting of Nigeria (ICAN). Ikechukwu is versatile in Microfinance Banking, he has several years of experience with Corestep Microfinance Bank where he was head of Finance & Risk Management for many years.

Florence Ogechi Oboho

Florence Ogechi Oboho

Head of Finance and Administration

She is a graduate of accounting from Lagos State Polytechnics, with post graduate diploma in accounting from Lagos state University. She has over 12 years of banking operation experience. She has worked in New Nigeria Bank, Unity Bank, Rehoboth Microfinance Bank, Accion MFB.

Mojisola Animota Aigbe

Mojisola Animota Aigbe

Head of Operation

She has B.Sc accounting from Lagos State University. She has Post Graduate Diploma in Primary Education. Moji is versatile in financial data management and very proficient in statistical process. She has worked in Landover aviation company, Skye bank Nigeria and others.

Chineyenwa Asomugha

Chineyenwa Asomugha

Head of Savings and Thrift

She is a graduate of Business Education (B.ed) from Lagos state university. Chinnenye is very passionate about grass root education, and will stop at nothing to ensure every child from the grass root acquire basic education at affordable environment, she is an advocate of child labor in her catchment area.

contact us

Our Offices

6 Ire Akari Estate Road, opposite Ckb plaza, beside Isolo market. Isolo Lagos

93 Ago Palace way, By Grand-mate bus stop. Close to Fidelity Bank Ago Lagos.

Our Hours

08:00 AM – 06.00 PM
Monday – Friday

Saturdays: 10am – 2pm


Our Contact

Phone: 08163815720, 09091626859, 09067726658
Email: info@cephaladng.com

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